国开网100万⁺专项题库

Online banking refers to banking activities that are carried out over the Internet on a secure website. It developed in the late 1990s and grew more popular over the years since it can make one’s financial life much easier to manage.

First, you can use online banking to pay your bills. Most banks have a section in which you set up payees. Fill out the information once, you can simply choose that profile every time you pay a bill online.

Second, online banking allows you to access your account history and transactions from anywhere. It is the quickest way to check and see if a transaction has cleared your account. It also enables you to find out about unauthorized transactions more quickly.

Third, online banking also allows you to transfer money between accounts effectively. It is more convenient than using the automated phone service. When you set up your online banking, be sure that all of your accounts at the bank are listed. This will make it easier to transfer money and make loan payments online.

Obviously, you need to pay special attention to your safety or privacy using online banking. It is important to clear your cookies after each banking session, especially at a public computer. Additionally, make sure that your password is long enough to prevent it from easily being hacked. Never give your online account information to anyone else. Check your credit report regularly. Thus you can protect yourself from identity theft.

Online banking refers to banking systems where you can carry out your business over the Internet on any website. 1

22. Most banks have a section in which you set up your own business. 2

23. Online banking is the quickest way to check and see if a transaction is done. 3

24. It is more useful and easier than using the automated phone service. 4

25. No doubt, you have to keep a special eye on your safety or privacy using online banking. 5

The Importance of Information in the Supply Chain

　　Information is important because it provides the facts that supply chain managers use to make decisions. Without information, a manger will not know what customers want, how much inventory is in stock and when more products should be produced and shipped. In short, without information, a manager can only make decisions blindly.

　　Managers must understand how information is gathered and analyzed. This is where information technology comes into play. Information technology serves as the eyes and ears of management in a supply chain, capturing and delivering the information necessary to make a good decision. For instance, an IT system at a personal computer manufacturer may help a manager analyze the information and recommend an action. The manager can use the remaining chips first, then look at demand forecast, and determine whether to order more chips.

　　There are four reasons why timely and accurate information has become more important for effective logistics system design and operations. First, customers recognize information about order status, product availability, delivery schedule, and shipment tracking as necessary elements of total customer service. Then, managers realize that information can be used to reduce human resource requirements. What’s more, information increases flexibility with regard to how, when, and where resources may be used to gain strategic advantage. And finally, enhanced information transfer and exchange capability using the Internet is changing relationships between buyers and sellers and refining channel relationships.

Information is so important that . 1

A. managers can make decisions without it

B. managers can only make decisions blindly without it

C. managers will know nothing without it

22. Information technology . 2

A. could be used to gather and deliver information for decision-making

B. is necessary to make a good decision

C. can be used to determine whether to order more chips

23. Information can . 3

A. help customers to know many things but not product availability.

B. not be used to reduce human resource requirements

C. help to refine channel relationships

24. If you are a manager, you will use information to . 4

A. help improve customer service

B. order more chips

C. know which staff member is not on duty and should be laid off

25. The main point of this passage is about . 5

A. how to use information

B. the importance of information

C. where to gather information